Mortgage calculator in the Netherlands

Before you can start looking for a new home, you will need to know approximately how much you can spend. Our experts can help you estimate your mortgage costs and monthly payments based on your personal circumstances and the Dutch mortgage system.

Unlike many mortgage advisors, FVB De Boer Consultants does not provide an online mortgage calculator. This is because online mortgage calculators can only offer an estimate of your borrowing capacity and often fail to consider the complexities surrounding expat mortgages, such as:

  • Income sources, including foreign currency, above the basic salary, such as holiday pay, 13th month, fixed year-end bonus (not tied to company performance), and commission/overtime based on the average of the previous 12 months.
  • Different tax rules and regulations may apply to your particular situation
  • The impact of the 30% ruling

A personal consultation with one of our experienced mortgage advisors will give you a more accurate overview of how much you can expect to borrow by taking factors such as interest rates, repayment terms, and fees into account.

By using our mortgage calculator services, you can make informed decisions about which mortgage provider is best suited to your needs. Please contact us for an accurate calculation of how much you can borrow. Fill in the form below, and one of our experienced team members will reach out to you as quickly as possible.


How can we help you?


José de Boer
Finance Advisor