Mortgage calculator in the Netherlands

Are you an expat living in the Netherlands? And are you considering buying a home?
Navigating the Dutch mortgage system as a foreigner can be challenging, with complex rules and language barriers that can make the process daunting. That’s where our mortgage calculator services for expats in the Netherlands comes in. Our experts will help you estimate your mortgage costs and monthly payments based on your personal circumstances and the Dutch mortgage system. Our mortgage calculator services provide quick and accurate options for first-time buyers and those looking to remortgage. This helps you make informed decisions about your finances and future.

Mortgage calculator services for expats

We regret to inform you that FVB de Boer does not provide a mortgage calculator tool on our website. While we understand your expectation, we have made a deliberate choice to not offer such a tool due to its limitations.

Typically, online mortgage calculators can only offer an approximate estimate of your borrowing capacity. Additionally, they fail to consider the complexities surrounding expat mortgages, such as:

  • Income sources include foreign currency or Euros, basic salary, holiday pay, 13th month, fixed year-end bonus (not tied to company performance), and commission/overtime based on average of previous 12 months.
  • Different tax rules and regulations that may apply
  • Unique salary assessment due to tax exemption status
  • The National Housing Guarantee (NHG) does not cover social housing, which includes rental homes priced below a certain threshold, as per its guidelines.

Therefore, while we understand the convenience that online calculators may offer, we believe that a personalized consultation with one of our experienced mortgage advisors would better serve your needs. Our team will consider your unique circumstances and offer tailored advice to support your mortgage application.

Comparing mortgage calculators in the Netherlands

At FVB de Boer, we specialize in mortgage services for expats who are considering purchasing a home in the Netherlands. One of our key services is operating as your mortgage calculator in the Netherlands. We compare and contrast different mortgage providers, including the ABN mortgage calculator and ING mortgage calculator. We provide you with a clear picture of what you can expect when considering a mortgage in the Netherlands, taking into account factors such as interest rates, repayment terms, and fees.

By using our mortgage calculator services in the Netherlands, you can make informed decisions about which mortgage provider is best suited to your needs. Our expertise in the mortgage market allows us to offer unbiased and reliable advice, ensuring that you have all the information you need to make the right decision for your individual circumstances.

Personally tailored mortgage calculator in the Netherlands

Instead of offering an online mortgage calculator, we believe it is in your best interest to contact us for an accurate mortgage calculation. This way, you can avoid any unwelcome surprises in the future.

To get started, please inform us of the amount you intend to borrow and the repayment term you prefer. Our team will work out the lowest possible interest rate for you and estimate your monthly costs. Additionally, we will provide personalized advice based on your unique situation. At FVB De Boer, our clients are our top priority.

To receive a prompt response, kindly fill out your information below, and one of our experienced team members will reach out to you soon.

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José de Boer
Finance Advisor