Expat Mortgage Advisor in The Netherlands
Buying a home is an important decision. Buying a home abroad, where rules, laws and taxation are run differently, can present even bigger challenges. At FVB de Boer we believe in serving the interest of our clients. As independent mortgage advisor, we compare all the different mortgage providers with each other, so you can be confident that you get the most suitable deal on the market, as well as unambiguous and independent advice and trusted, professional, and reliable service.
The Mortgage Process
We guide you through the process from the start to the moment you sign the paperwork, and even beyond. Here are some of the stages of the process we will go through:
- We have an initial meeting to establish your wishes, situation, and future plans. We will advise you on what is involved, what the costs are and what you can expect from us. We will then complete the first stages of paperwork, complete a client profile, and advise you on the suitable products that are available.
- Once you have made a mortgage decision, we will deal with the bank, the appraisal on the property, and any insurance requirements you may have. We will check the paperwork and make sure you get all the appropriate information. We will also be on hand to answer questions and give advice.
- After you have purchased your property, we can advise you on tax breaks, administer any changes to your personal circumstances or those of your property.
Dutch mortgages for expats
FVB de Boer is a leading international broker of expatriate financial services, products, and financial advice. Our financial advisors help expats in the Netherlands and abroad with mortgages, pensions, managing of investments, regular savings, taxes, insurances, and much more. Within this website, we provide information on the areas we cover and the specialist nature of what we do.
An annuity mortgage (or repayment mortgage) is a mortgage whereby you pay a fixed monthly amount made up of interest and capital repayment.
A linear mortgage is a mortgage whereby you pay a fixed monthly amount. This amount is calculated by dividing the loan amount by the number of periodic repayments.
It used to be difficult to get involved in the buy-to-let market in the Netherlands as an expat, unless you had the money to purchase a property without a mortgage.
Basically, online mortgage calculators are only able to provide you with a rough estimate of how much you can borrow.
Want to know more?
As professional expat mortgage advisors, we provide you with customized advice to fit your personal circumstances. Would you like more information about our mortgage advice and how we can help you? Then call us on +31 70 5118788 or use the contact form to get in touch. You can also pop into one of our offices if you live nearby – we’ll put the coffee on!